About us
We are a company based in Macclesfield, Cheshire giving Independent Financial Advice, specialising in pensions and retirement planning.
Our independence means that we can give advice based on the whole pension market as we are not tied to any one company. We take the same level of commission irrespective of the company that we recommend, meaning that we are 100% unbiased when it comes to our advice. We choose the best pension provider for you based on your needs and preferences.
For pension transfer cases our charge would be 3% of the transfer value (the amount transferred as a result of the Pension Sharing Order) with a minimum charge of £500. This could be paid via fee or commission. Commissions are paid to us directly by the insurance company. If you want to pay us a fee, then this amount would be due from you by cheque. It could also be paid to us as a fee by deducting it from the transfer amount. The charge covers the cost of the fact finding process, the production of a recommendation report and the admin associated with dealing with the transfer.
We prefer to recommend pension providers with good financial strength, a good record of investment fund performance with a wide range of different funds available, and with good administration and online access to allow valuations ot be obtained quickly and easily.
If you are a financial adviser or solicitor, and you need a pension transfer specialist to advise your client, we can offer a remote transfer advice service. You can be assured that we will restrict our advice to the pension transfer only and we would never cross-sell.